
The biggest risk with AI in banking isn’t the technology — it’s the lack of control over it. Paavo Pauklin works with banks and fintech companies across Europe on digital banking platforms, software development strategy in the AI era, and AI governance. With over a decade of experience creating digital innovation in complex regulated environments such as banking, fintech and insurance, Paavo company Speednet has helped develop award-winning mobile banking applications and supported the technology behind several leading European challenger and neo-banks. Paavo is particularly focused on one of the biggest challenges facing financial institutions today: how to deploy AI systems that are powerful, trustworthy, and compliant. Through Speednet’s AI Auditor, he works with organizations to automate AI governance and compliance with frameworks such as the EU AI Act, ISO 42001, GDPR and DORA. At Norway Fintech Festival, Paavo will explore how banks can move beyond experimentation and start building AI systems that are both powerful and trustworthy — combining modern digital banking platforms with practical AI safety and governance.